nine. Criticisms and you will Controversies Related Freddie Mac computer
Freddie Mac is actually a federal government-sponsored business that expenditures domestic mortgages regarding financial institutions or other loan providers, swimming pools all of them to one another, and you may sells them once the financial-supported securities to buyers. S. Home loan business. Over the years, Freddie Mac possess starred a serious part to make homeownership a whole lot more reasonable and you can open to scores of People in america. However, the continuing future of Freddie mac computer is actually unsure while the policymakers and you will stakeholders argument its character regarding the home loan business.
1. One you can future to possess Freddie Mac computer will be to remain operating as the this has for a long time. This means to buy mortgages out-of banking institutions or any other lenders, packaging all of them to your ties, and you may promoting them to traders. Supporters argue that Freddie Mac brings liquidity towards financial markets helping to save rates reduced.
2. A special you’ll upcoming for Freddie Mac computer is usually to be restructured otherwise privatized.
