It is an adjustable-speed financing, but you might also go for a predetermined price for five decades upfront
We talked having a twenty five-year-old Belarusian who transferred to Poland inside the late elizabeth altered upon request) settled in the Wroclaw instantly and you will made a decision to get possessions there:
«I come wanting a flat from inside the later june 2022 and you will accomplished the offer from inside the late December twenty two. I tried to locate on my own right from the start. While i called the amounts provided, 80% of the time it actually was an agency’s mobile phone, maybe not the newest customer’s. Consequently, I got myself into the additional business, for the a creating on the 1970s, with an agency.
It’s important towards the bank there is no less than 50 % of annually kept to your work package in the course of the order, or even better, long lasting employment that have a long package
Towards the deal, I wanted a house credit (its desirable that it continues to have at least per year left), a work offer in the workplace (for no less than one 12 months). A certificate regarding employer exhibiting the latest income for the past six months is also required (these represent the conditions getting Santander Bank Polska; specific banking institutions could possibly get inquire about research some other episodes), and you may an excellent passport away from Belarus. As well, the degree of the fresh advance payment is very important. For me personally, it had been 20% of the overall property value.
«My personal assets pricing 240,000 zloty during get. 1st, We paid off forty-eight,000 zloty to the possessions, at the same time on eight,000 zloty with the notary, and one step one.5% of apartment’s value to the agency one to helped with new look.
