Fees and you will fees
The brand new conditions and terms into home loans require you to discovered normal income, personal coverage otherwise your retirement money and use DNB as your relaxed bank.
Computation out of effective interest rates
BLU Start:Amount borrowed NOK 2 100 100000 doing 85 % out-of market value. Affordable rate of interest step three.39 % p.good. Annuity financing which have energetic interest rate 3 payday loan East Brewton,52 % p.a. and side-prevent percentage NOK step 3 190 and you may instalment fee NOK 65. Cost NOK 990 890, complete NOK dos 990 890 more than 25 years.
Loan amount NOK dos 000 100000, affordable rate of interest 4.69 % p.a good. to have 3 year fixed rate. Annuity mortgage having active interest rate 4.87 % p.an excellent. plus side-prevent payment NOK step three 190 and you can instalment payment NOK 65. Cost NOK step one 422 590, totalt NOK step 3 422 590 more than 25 years.
Car finance to have young adults with advance payment thirty five % or higher:Amount borrowed NOK 150 one hundred thousand to 65 % off price. Annuity loan that have moderate interest rate cuatro.74 % p.good., active interest 6.54 % p.a beneficial. including top-avoid commission NOK dos five-hundred and instalment percentage NOK 65. Costs NOK twenty five 484, overall NOK 175 484 more five years.
Amount borrowed NOK 50 100000. Moderate interest % p.a. Annuity financing that have effective interest % p.an excellent. plus side-prevent fee NOK five hundred and instalment payment NOK 50. Total price NOK 68 777 more five years.
Fixed-speed mortgage loan Saga:Loan amount NOK dos 100000 000, moderate interest rate cuatro.69 % p.an excellent. to own 3 season repaired rate. Annuity loan which have energetic interest 4.87 % p.an effective. and side-avoid payment NOK step 3 190 and you will instalment percentage NOK 65. Prices NOK 1 422 590, totalt NOK step 3 422 590 more than 25 years.
Car loan Tale and Tale Precious metal having 35 % downpayment:Loan amount 150 100 NOK as much as 65 % out-of cost. Annuity financing having moderate interest cuatro,74 % p.a., active interest rate 6.forty-two % p.a good. together with side-avoid commission NOK 2 300 and you can instalment fee NOK 65. Prices NOK twenty-five 259, total NOK 175 259 more five years.
Saga Liquidity put aside:Loan amount NOK 70 one hundred thousand. Moderate interest %, active interest % also top-avoid commission NOK 500. Rates NOK 4 574, overall NOK 74 574 more than 12 months.
Home mortgage doing 75 % from ount NOK 2 100 000, doing 75 % out-of market value. Affordable interest cuatro,29 % p.a good. Annuity loan which have effective rate of interest 4,forty-five % p.good. and front side-prevent fee NOK 3 190 and you will instalment payment NOK 65. Pricing NOK step one 286 390, complete NOK step three 286 390 over twenty five years.
Domestic security credit line:Loan amount NOK 2 000 100, to 75 % of market value. Affordable interest 4,29 % p.an effective. Annuity loan with energetic interest rate 4,45 % p.good. and side-avoid fee NOK step 3 190 and instalment payment NOK 65. Pricing NOK step 1 286 390, overall NOK step 3 286 390 more 25 years..
Fixed-speed mortgage loan:Amount borrowed NOK dos 100 100 up to 75 % off market value. Affordable interest rate cuatro.74 % p.an effective. to have 3 season repaired rate months. Annuity financing that have active interest cuatro.92 % p.a. along with top-avoid fee NOK step three 190 and you may instalment payment NOK 65. Costs NOK 1 439 690, total NOK 3 439 690 over 25 years.
Environmentally friendly home loan:Loan amount NOK 2 000 one hundred thousand as much as 85 % away from market price. Nominal rate of interest step three.39 % p.a good. Annuity financing that have active interest rate step three.52 % p.an excellent. plus front side-stop fee NOK 3 190 and you can instalment fee NOK 65. Pricing NOK 990 890, totalt NOK dos 990 890 more than 25 years.