We have a first time homebuyers financing that have 0% off, 31 yr
PennyMac informed me that Va is actually the only real variety of mortgage who would maybe not allow an effective deferral while the only choice I had try financing modification. They got her or him two months in order to send an attempt amendment agreement in my experience after i ended my personal forbearance. (I state agreement because I simply needed to shell out their ideal amount to agree into trial amendment.) They also would not put the trial loan mod towards the my account documents online so I’m able to access the newest terms in a timely manner off my the newest payment. You to definitely associate said that they you will put them in my account on the internet if you are several other explained they could maybe not. (As it works out, they won’t.) I am also struggling to access her or him easily lose the newest brand new mailed records. At the same time, none representative been able to provide myself the degree of my the newest fee in advance of my acquiring the latest records. It is noticeable one to no body understands what is happening right now.
I’m sure how which functions.